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Why Industrial

Since 1934, Industrial Bank has been a strong partner for small and large businesses, homeowners and personal banking account customers in the Washington, DC community. We remain strong because of our mission to make a difference in people's lives and in the economic development of their communities.  We have never turned our back on the communities that need us most; nor will we ever do so.

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​Industrial Strong...

On August 20, 1934, Founder Jesse H. Mitchell opened the doors of Industrial Bank for the first time. Since 1934, the bank has delivered essential banking and financial services which have contributed greatly to the growth and development of the Washington, DC community. We were strong during a time when the banking system failed. We understood then that the relationship with our community would be the source of our legacy of strength. From that first day in 1934, when Industrial Bank had just six employees and $192,000 in assets, we have grown into an institution with over 150 employees and over $333 million in assets. Today, Industrial bank is one of the largest African-American owned and operated commercial banks in the United States.

Industrial Bank offers a full range of banking services from eight banking centers, six of which are located in the District of Columbia. These services include a host of checking, savings, and investment accounts for retail and commercial customers, cash management, corporate online banking, electronic banking services, debit cards and a variety of consumer, real estate, and commercial loans and lines of credit. We were here for you then, we are here for you now, and we will be here for you tomorrow because when you are Industrial Bank, you are Industrial Strong.


We remain strong because of our mission to promote the financial and economic empowerment of our diverse community. We have never in the past nor will we in the future turn our back on the communities that need us most.

Our customers depend on us to be strong for them; to trust that their hard-earned dollars are safe and looked after; but it does not stop there. We are not just strong for our customers banking needs but we are strong for many non-profit and community groups who depend on our support and generosity to help them continue to thrive. We are proud of the many contributions we make to organizations that are doing all they can to make a difference in the communities where we live and work.

In 1934, we were strong during a time when the banking system failed. We understood then that the relationship with our community would be the source of our legacy of strength. Now that the banking system has once again seen troubling times, it is fitting that our high commitment to ethics, community, and our customers has carried us through again.

We were here for you then, we are here for you now, and we will be here for you tomorrow because when you are Industrial Bank you are Industrial Strong.

Our Guiding Principles 


Provide financial services with incomparable customer care.


To make a positive impact in the lives of people we touch and the economic development of their communities.

Core Values

The Industrial Bank team is guided by its Core Values of:

  • Leadership: We believe leaders inspire excellence, and exert positive influence on others by holding themselves and others accountable, expecting continuous improvement. 
  • Customer Service: We believe internal and external customers are our greatest assets and are committed to providing team members with the necessary resources to ensure we surpass customer expectations. 
  • Integrity: We believe in being honest, trustworthy and keeping  our word and commitments to each other and customers. 
  • Community: We believe in strengthening our local community and getting involved with our partners.
  • Relationships: We believe in treating each other with professional kindness. We respect the confidentiality and the protection of the personal and business information of our fellow team members. We listen, value and respect the input and opinions of each other. 



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Industrial Bank Is Getting Social

Industrial Bank wants to "get social" with you! Follow us on Facebook, Twitter, LinkedIn or our YouTube channel to interact with us. Visit www.nextbigmoment.com to learn more about Industrial Bank.


Check Card Rewards Program

Industrial Bank offers the convenience of card access for making purchases at merchants worldwide and for deposits and withdrawals at ATMs. We also reward you for your purchases.

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church

Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.


So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child now I am 61! :-)

Gaye Bri Moore

With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa

Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE

The DC Chamber is proud to support and to provide value funding to DC area companies fueled by great ideas and sound business leadership. The winners of this grant program represent some of the best and brightest of the region’s leading small businesses.

H. Wingo

The grant that we were able to receive today from Industrial will truly help fuel the next step of growth for our company. This type of commitment to small businesses is what makes Industrial a valued partner for us and other growing companies.

R. Chambers
CEO of Advance Employee Intelligence

Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account, so now I can bank on the go.

C. Johnson
College Student

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith

Bank When You Want, Where You Want

Restrictions may apply when outside of the USA or Canada.


Mar 8, 2019, 07:55 AM


Need a Notary?

Visit one of our five location to get your documents notarized fast.

Oct 29, 2018, 18:39 PM


Frequently Called Numbers

Essential information for Industrial Bank account holders.

Aug 5, 2018, 18:58 PM
Image of Industrial Bank home stress ball


Ready to apply for your new home?

One step closer to owning your home, in as little as 20 minutes. Start now!

Aug 5, 2018, 18:52 PM

Current Rates

Check out Industrial Rates

Click here to see Industrial's competitive rates for this month

Aug 5, 2018, 18:50 PM

New Product

Business Mobile App

Available NOW

Aug 2, 2017, 15:01 PM

ATM Finder

Allpoint Surcharge-Free ATM Finder

Bank surcharge-free at more than 55,000 locations.

Nov 10, 2015, 10:20 AM


Need to Reorder Checks?

Click here to reorder checks.

Nov 10, 2015, 10:09 AM


My Servicer Account

Get information regarding your IB mortgage, make payments online and more.

Oct 20, 2015, 02:05 AM

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